Your Ultimate Travel Insurance Glossary: Terms starting with B

In the world of travel insurance, navigating the myriad of terms and jargon can sometimes feel like traversing uncharted territory. To help you decode this complex landscape, we've compiled a comprehensive glossary from A to Z. Whether you're a seasoned traveler or a first-time explorer, this guide will equip you with the knowledge you need to understand and make the most of your travel insurance coverage.

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Glossary on Travel Insurance Terms starting with B

  1. Benefit: The monetary reimbursement or service provided by a travel insurance policy to cover specific losses or expenses incurred during a trip.
  2. Baggage Insurance: Coverage offered by travel insurance for loss, theft, or damage to personal belongings and luggage during travel.
  3. Baggage Delay: A situation where checked baggage does not arrive at the destination within a specified timeframe, often resulting in compensation for essential items purchased during the delay.
  4. Blanket Insurance: A type of travel insurance policy that provides coverage for multiple individuals under a single policy, such as families or groups traveling together.
  5. Broker: An intermediary who helps travelers find suitable travel insurance policies from various insurance providers, offering advice and assistance in selecting the right coverage.
  6. Beneficiary: The individual or entity designated to receive the benefits of a travel insurance policy in the event of the insured person's death.
  7. Baggage Delay: Coverage that reimburses you for essential items you need to purchase if your checked bags are delayed by the airline for a certain period (usually 4-6 hours).
  8. Baggage and Personal Effects Loss or Damage: Coverage for lost, stolen, or damaged luggage and personal belongings during your trip.  This typically includes clothing, electronics, and other valuables.
  9. Baggage Limit:  The maximum amount the insurance company will reimburse you for lost, stolen, or damaged luggage and personal belongings.
  10. Benefit Period: The specific timeframe after an insured event (like a medical emergency) during which you can file a claim and receive benefits under your travel insurance policy.
  11. Bodily Injury Liability: Coverage that pays for medical expenses and legal fees if you injure someone else (not including yourself) during your trip.  This is typically not included in standard travel insurance plans.
  12. Booking Cancellation: Coverage that reimburses you for prepaid, non-refundable trip expenses if you are forced to cancel your trip for a covered reason (as defined in the policy). Examples might include illness, injury, natural disasters, or political unrest.
  13. Bumping:  A situation where an airline denies boarding to confirmed passengers due to overbooking a flight.  Some travel insurance plans offer coverage for additional expenses incurred due to bumping.
  14. Business Interruption: This coverage, typically included in business travel insurance plans, reimburses for lost income if you are unable to work due to a covered event during your business trip.


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